Needs Analysis

Custom Needs Analysis and Sales Concepts Expertise Novinsoft has over 17 years experience developing quality Needs Analysis, Sales and Marketing Tools, and Calculators for the Canadian Financial Services industry.

BMO Insurance

  • Insured Retirement Plan
  • Personal Asset Transfer Plan
  • Family Asset Transfer Plan
  • The Estate Preserver Plan
  • Insured Annuity
  • Mortgage Solutions
  • Corporate Insured Retirement Plan
  • Corporate Asset Transfer Plan
  • Insured Annuity
  • Universal Life Investment Loan Plan
  • Family Needs Analysis
  • Investor Profiler

Assumption Life

  • Retirement Planner

AXA Assurance

  • Combined Retirement, Critical Illness, and Needs at Death Analysis
  • Financial Calculator
  • Investor Profiler
  • Mortgage Calculator
  • Premium Comparison
  • Estate Preservation
  • Insured Retirement

Manulife Financial

  • Insured Retirement Program - Personal
  • Insured Retirement Program - Corporate
  • Estate Bond - Personal
  • Estate Bond - Corporate
  • Capital Gains
  • Split Dollar
  • Cost Compare
  • Buy - Sell
  • Buy Term and invest the Difference
  • Insured Annuity
  • Corporate Insured Annuity
  • Asset Protection
  • Sophisticated Critical Illness Needs Analysis
  • Sophisticated Asset Protector Needs Analysis
  • Family Needs Analysis
  • Insure Right

Scotia Life International

  • Current Financial Position
  • Cost of Waiting Calculator
  • Taxation Calculator
  • Investment Questionnaire
  • Long and Short Term Goals Questionnaire


  • Estate Preservation Strategy
  • Insured Retirement
  • Collateralized Loan
  • Prism
  • Retirement Income Calculator
  • Financial Calculator
  • Preferred Underwriting Calculator

Union Vie

  • Collateral Loan

RBC Insurance

  • Retirement Enhancer
  • Wealth Management

    Novinsoft has developed a variety of wealth management systems and sales tools for a number of financial services companies.

    These include everything from consumer-level retirement planners, investment profilers, branch and telesales analysis tools, to sophisticated financial planning systems for broker/agents and financial planners

    For more information email